Life Insurance Business

"Malaysia’s life insurance business is expected to grow by 9% to 10% in 2013" - LIAM

Critical Illness Coverage

Do you need critical illness cover (also known as 36 dread diseases cover)?

Increasing Medical Cost

Healthcare costs in Malaysia increases about 10% every year - approximately double the inflation rate.

2 out of 3 people will be diagnosed with Critical Illness

If you think that the premium is high, what about the cash needed for a critical illness?

Get to know us today!

“In the next 5 years, without changing our current situation, can we achieve the time, money and lifestyle that we want?”

Sunday, July 20, 2014

When You Passed Away, Who Concerns The Most of Your Estate?


News from http://www.malaysia-chronicle.com/

There will 3 parties that will put their utmost concern to your estate when you are no longer around.

  • Your Family (Future Daily Expenses)
  • Creditors (Loans)
  • Government (Tax)
What is "Estate"?

An estate is the net worth of a person at any point in time alive or dead. It is the sum of a person's assets – legal rights, interests and entitlements to property of any kind – less all liabilities at that time. 

Family aside, banks and government will definitely be the 2 parties that will be in contact with your family members once you are dead.
  • Within sixty (60) days, the bank will be in touch with your family members and business partners (if any), to request for any loans or repayment to be settled
  • Inland Revenue Board (IRB) or better known as Lembaga Hasil Dalam Negeri (LHDN) will create a file to collect back any outstanding taxes
  • Creditor(s) will also start to look for the administrator of your estate or apply to the court as administrator so they can collect whatever debts left by your good self
When you are no longer around, your family members and your loved ones will need to live on... with money
  • How can they plan to settle your repayment or loans?
  • If you are in business, how can they decide who will be the successor?
  • How can you make sure your estate is distributed accordingly to your loved ones?
When you are still alive...

Do you want to give your loved ones lovingness?
Or to leave your loved ones with indebtedness?

Contact me for POSSIBLE SOLUTION

Sunday, July 6, 2014

Mortgage Enhancement Programme


Ever wonder how people reduce their Mortgage Tenure, owning 100% of their house 5 - 10 years faster than anyone?

Why some people can afford to do "early settlement" on their Mortgage and yet has surplus for new property investments, children education and even vacations?!

We have recently formulated a SOLUTION to help you to achieve the following objectives:

  • Reduce your mortgage tenure (own 100% of your house 5 - 10 years earlier)
  • Cut down on your mortgage interest paid (save RM5000 - RM10,000 on interest alone!)
Set an appointment with us to know more today!
Give us 27 minutes and let us amaze you on how easy it can be done!

Visit our facebook page for more information.