Life Insurance Business

"Malaysia’s life insurance business is expected to grow by 9% to 10% in 2013" - LIAM

Critical Illness Coverage

Do you need critical illness cover (also known as 36 dread diseases cover)?

Increasing Medical Cost

Healthcare costs in Malaysia increases about 10% every year - approximately double the inflation rate.

2 out of 3 people will be diagnosed with Critical Illness

If you think that the premium is high, what about the cash needed for a critical illness?

Get to know us today!

“In the next 5 years, without changing our current situation, can we achieve the time, money and lifestyle that we want?”

Wednesday, May 30, 2018

[视频] 保险知多少 - 0% GST


政府已经宣布GST调降至0%


这个好消息对你的保险保费有什么影响呢?



Sunday, May 27, 2018

[视频] 保险知多少 - 医药卡 Cancer Coverage


大部分我们都有了医药卡,但是大家知道自己的医药卡里面的细节和利益吗?

要赶快检查,不然要用到时才发现没有应该有的利益,就慌了!


Friday, May 11, 2018

Abolishing GST - The Impact


First and foremost, we would like to congratulate Pakatan Harapan in winning the 14th General Election on 9 May 2018.

One of the items that Pakatan Harapan has promised in their Manifesto is to abolish GST.

So what is the impact of abolishing GST towards your insurance protection planning?

Disclaimer : Below is only my personal view on the above matter, exact implementation and documentation may differ.

The biggest impact on your insurance planning will be your Insurance Premium.

Yes! The premium that you will be paying will be slightly lower compared to before. However, it will take time for insurance companies to table out the possible premium reduction based on the type of policy you have bought.

As GST is also calculated in their Risk Profile when they first design the plan, it will definitely take time to re-calculate their Risk Profile and re-introduce a new, lowered, premium for all Policyholders.

My Advice

Use the savings on GST to upgrade your coverage to a higher amount. Simply because you have been paying it all these while and has gotten used to it.

With higher coverage, you and your family can definitely benefit from it in times of need.

Remember, the amount you will be saving on GST can never be able to help you when you need it, but upgrading to a higher amount with the difference can definitely be of help!

Trust me.