Life Insurance Business

"Malaysia’s life insurance business is expected to grow by 9% to 10% in 2013" - LIAM

Critical Illness Coverage

Do you need critical illness cover (also known as 36 dread diseases cover)?

Increasing Medical Cost

Healthcare costs in Malaysia increases about 10% every year - approximately double the inflation rate.

2 out of 3 people will be diagnosed with Critical Illness

If you think that the premium is high, what about the cash needed for a critical illness?

Get to know us today!

“In the next 5 years, without changing our current situation, can we achieve the time, money and lifestyle that we want?”

Wednesday, June 1, 2016

Does Your Cancer Coverage Cover You Full?



As the title says, does your cancer coverage cover you full?

What does that mean?

Many of the Insurance Companies' Medical Benefits (a.k.a. Medical Card) cover in-patient and out-patient cancer treatment. We all know that if we are admitted, all treatment related expenses will be covered by Insurance Companies' Medical Benefits (subject to no exclusion).

What about Out-Patient Cancer Treatment?

Out-Patient Cancer Treatment Benefit simply means Cancer Treatment (Radiotherapy, Chemotherapy) that is done without admitting to the hospital. More often, doctor will need to do Examination, give Consultation and sometimes prescribe the patient with some take-home medicine.

When the question asked, whether your Cancer Coverage provides you with full cover, it means whether it covers Doctor's Examination, Consultation and Take-Home Medicine during an Out-Patient Cancer Treatment or not.

Check your policy for your Medical Benefits definition / write-ups and see if it covers you with Doctor's Examination, Consultation and Take-Home Medicine during an Out-Patient Cancer Treatment.

If it does not cover, then you might face a hefty charges from the hospital, if you are required to go through such treatment.

Contact Us to know how you can make your Cancer Coverage more comprehensive!