Life Insurance Business

"Malaysia’s life insurance business is expected to grow by 9% to 10% in 2013" - LIAM

Critical Illness Coverage

Do you need critical illness cover (also known as 36 dread diseases cover)?

Increasing Medical Cost

Healthcare costs in Malaysia increases about 10% every year - approximately double the inflation rate.

2 out of 3 people will be diagnosed with Critical Illness

If you think that the premium is high, what about the cash needed for a critical illness?

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“In the next 5 years, without changing our current situation, can we achieve the time, money and lifestyle that we want?”

Wednesday, September 28, 2016

[Video] Top 3 Misunderstandings about Medical Insurance


Top 3 Misunderstandings about Medical Insurance


Saturday, September 24, 2016

[Video] Medical Insurance - Annual Limit & Lifetime Limit





This video explains in a simple way what is Annual Limit and Lifetime Limit.

Friday, September 9, 2016

Price vs Value



A girl placed her brand new iPhone 11 pro on the piano.
Her friend saw it and said: "Wow! That's a very obvious place to show off your new phone."

The girl smiled and replied, "I'm playing the piano that is worth tens of thousands and all you can see is a phone that costs only a few thousand?"

The girl's mother said to the girl, "You are staying in a mansion that is worth a few million and all you can see is a piano that is worth a less than a hundred thousand?"

The girl's father walked in and said to her mother, "You are married to a billionaire and all you can see is a mansion that only costs a few million?"

Life Insurance has helped many families solved millions ringgit of debt and daily living expenses but all people talked about is the few thousands of premium.

Many merely focus on the price and not the value.

This is also why many remember how much insurance premium they serve but forgot how much coverage they are being protected.

"Price is what you pay. Value is what you get." - Warren Buffet

Saturday, September 3, 2016

Zika : Do medical insurance / takaful policies covers?



Many years back, Malaysia was surprised with Japanese Encephalitis (JE) spread by mosquitoes.

Same as Zika, illnesses or fever that is caused by Zika is still fairly new in Asia. Malaysia has only detected one case so far.

The Health Ministry is working round the clock to handle this issue.

So far, Zika is still in review for insurance and takaful policies because there isn't any cure or vaccine found.

Thus, such outbreak will be normally handled by the government.

It is compulsory that all Zika related cases are referred to Government Hospitals.