Wednesday, June 1, 2016

Does Your Cancer Coverage Cover You Full?



As the title says, does your cancer coverage cover you full?

What does that mean?

Many of the Insurance Companies' Medical Benefits (a.k.a. Medical Card) cover in-patient and out-patient cancer treatment. We all know that if we are admitted, all treatment related expenses will be covered by Insurance Companies' Medical Benefits (subject to no exclusion).

What about Out-Patient Cancer Treatment?

Out-Patient Cancer Treatment Benefit simply means Cancer Treatment (Radiotherapy, Chemotherapy) that is done without admitting to the hospital. More often, doctor will need to do Examination, give Consultation and sometimes prescribe the patient with some take-home medicine.

When the question asked, whether your Cancer Coverage provides you with full cover, it means whether it covers Doctor's Examination, Consultation and Take-Home Medicine during an Out-Patient Cancer Treatment or not.

Check your policy for your Medical Benefits definition / write-ups and see if it covers you with Doctor's Examination, Consultation and Take-Home Medicine during an Out-Patient Cancer Treatment.

If it does not cover, then you might face a hefty charges from the hospital, if you are required to go through such treatment.

Contact Us to know how you can make your Cancer Coverage more comprehensive!

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